COMPLIANCE FRAMEWORK

Where knowledge meets responsibility.

Beyond conformity with the law.

Cross River’s compliance framework is a strategic asset for our clients and their customers. We strive to be the industry’s Gold Standard, requiring adherence to laws and regulations, as well as a solid compliance management system. We believe responsible corporate governance is an imperative.
We understand the complex, ever-shifting regulatory environment of global banking, and view the Compliance Framework under which we operate as a benefit and protective umbrella for our customers, employees and shareholders.

Compliance Overview

Cross River incorporates people, processes, and technology to form a trusted internal Compliance Management System which includes:
BACKGROUND CHECKS
UNDERWRITING
FEDERAL & STATE LICENSURE REVIEWS
POLICY & PROCEDURE REVIEWS
DAILY REVIEW OF FILES
SAMPLE TRANSACTION REVIEWS
SITE VISITS
ANNUAL REVIEW OF RELATIONSHIP
MARKETING, ADVERTISING & WEBSITE REVIEWS
REGULATORY RISK ASSESMENTS

COMPLIANCE FRAMEWORK

FDIC

FDIC MEMBER

Since its foundation, Cross River has been a member of the Federal Deposit Insurance Corporation (FDIC).
EQH

EQUAL HOUSING LENDER

As an Equal Housing Lender, we conduct business in accordance with Federal Fair Lending Laws.
OLPI

OLPI FOUNDER

We engage policy makers and industry stakeholders in the creation of public policy supportive of consumers.