COMMERCIAL REAL ESTATE

Industry expertise & custom solutions.

Proven experts in the field.

Cross River sources, originates, and services portfolios of multi-family, retail, and mixed-use commercial real estate loans. Our team of professionals with deep market knowledge assists property owners, investors, and institutions in accessing the right financing product in a streamlined approval process, resulting in faster closing times.

Meeting your needs from the ground up.

Our Commercial Real Estate team specializes in the New York, New Jersey, and Connecticut metro areas. We continuously nurture our partnerships and foster new relationships with individuals and companies that develop, own, and operate income-producing properties.

MULTI-FAMILY PROPERTIES:

  • Walk-up apartment buildings
  • 2-4 family investment properties held in the name of an entity/LLC
  • Elevator apartment buildings
  • Garden apartment complexes
  • Underlying co-ops
  • Fractured co-ops/condos

COMMERCIAL REAL ESTATE:

  • Retail properties
  • Mixed-use properties
  • Shopping centers
  • Taxpayers
  • Office buildings
  • Commercial condominiums
  • Owner & non-owner occupied
  • Other income-producing Commercial Real Estate

OTHER AVAILABLE PRODUCTS:

  • 15-year self-liquidating loans
  • 10-year fixed 25-year amortization
  • Short-term bridge loans (3-36 months)
  • Bridge-to-perm loans
  • Balloon loans
  • Self-liquidating loans (no balloon)

SMALL BALANCE CONSTRUCTION / RENOVATION LOANS

  • Loan sizes ranging from $1,000,000 to $5,000,000
  • Loan term from 12 to 36 months; interest only payments
  • All asset types including: multi-family, retail, mixed-use, condominiums, and more

Consistent returns. Above-average performance.

Our proven track record of loan performance is a result of strict underwriting standards, due diligence, and market expertise. We provide community partner banks with customized loan portfolios offering size, maturity, rate, and risk profile diversity. Our portfolios include above-market coupon rates and FICO scores above 700, among various features.